Bank Account Number

The number of digits in an account number varies from bank to bank. VirtualBank is a BankRate. Credit One Bank offers credit cards with cash back rewards, online credit score access, and fraud protection. bank account using their e-mail or U. The IBAN Calculator is a special software developed to convert domestic bank code and account number into an International Bank Account Number (IBAN). Member Full Name, Address, and 10-digit BECU account number. Use Accurate Routing Numbers for Successful Transactions. All other routing numbers will be considered non-test payment methods. Exchange Bank is a community bank offering personal and business banking services including mortgages, home loans and lines of credit and SBA loans. A full-service community bank that serves neighborhoods in Chicagoland and offers retail banking, real estate lending, trust, investments, wealth management and business banking. Interest is calculated and compounded daily on the collected balance in your account and credited to your account quarterly. And we handle all the admin - we'll set up your new account, transfer your Direct Debits, and close down your old account for you. All BankSA deposit accounts have a. Givens suspects that someone obtained the routing number and account number for the bank account for the nonprofit. Prosperity Bank delivers real-time interactive account information solutions to our customers through our Online Banking Solution. Using Online Banking or Mobile Banking, you can access your Bank of America checking, savings accounts, CD, IRA, credit card, mortgage and line of credit account information. Check Routing Numbers for all the banks and financial institutions in US. An individual account has one person's name on the title and, usually, only that person can withdraw money from the account. Input your registered Mobile No. However, despite not being a security number or an authentication number, it is utmost important to keep your bank account number safe. Contact State Farm Bank or call the Bank toll-free at 877-SF4-BANK (877-734-2265); hearing and speech impaired customers, please dial 711, to request wire transfers from your State Farm Bank account. It is also normally printed on the first page of a bank savings account passbook. A current account that helps make managing your money easy and convenient. To retrieve your Customer ID online in 3 simple steps, go to NetBanking and click on the "?" icon. SAP Bank Account Number Tables. The IBAN check digits 50 validate the routing destination and account number combination in this IBAN. Bank (19) We’ve got your everyday banking needs covered. With over 300 locations in over nine states we provide financial solutions for banking, checking, credit cards, and mortgages. In case if name is not printed on the cheque, the Unit holder may submit a letter from the bank on its letterhead certifying that the Unit holder maintains/maintained an account with the bank, the bank account information like bank account number, bank branch, account. com and clicking on the last four digits of your account number that appear above your account information. What is Banking Law? Banking law covers the many state and federal regulations governing financial institutions. An incorrect Routing Number will delay your Direct Deposit enrollment. The victim is told he or she must open an account there, usually with a minimum deposit of $5000. No Account Minimums Leave as little as you want in Digit. Test card numbers. Online banking has never been simpler with Security Bank Online. To make money transfer, the NCC is used together with the bank account number of the recipient. Once the creditor knows where you bank, it can send a copy of the court judgment, along with a writ of garnishment, to the bank. We offer a variety of checking accounts with options such as online and mobile banking to make it easy to bank when and where you want. Use the validator if your codes, numbers and or passwords are valid and/or strong. The Bank of Canada is the nation’s central bank. Get the benefit of 6 - Earn more with up to 6% interest per annum on your savings account. The checks for unique banks, branches, accounts and the mandatory requirement of bank account number are not affected by this profile. If you'd prefer to bank online-only, you can make deposits and transfers using the Capital One mobile app, one of our deposit-taking ATMs, or by. > Talk to the ex_account holders friends. When using test cards, you can specify an expiry date up to seven years in the future. Consider its appropriateness to these factors before acting. We offer business overdrafts, credit cards, loans and asset finance too. Whenever you add or change your bank account information, a three-day security hold goes into effect. After logging in to Online Banking, please click on the Account Services tab or the Messages button to send a secure message. A check number does not reference your bank or your account (it’s just a unique identifier for every check you write, helping you track your spending and balance your checkbook). Learn how to spot and sidestep online lending, check overpayment and other forms of bank fraud. The Together Card account is a standalone deposit account. The standard is typically by bank, but some banks that have gone through acquisitions have multiple standards. One benefit per Club Lloyds account is available every 12 months. Use any 8 digit bank account number to go with them. Footnote 1 * Access to the M&S Monthly Saver is available when you switch to us using the Current Account Switch Service and include two active Direct Debits. At one point, you may have been asked by a biller or your employer to provide your bank’s routing number — usually in combination with your bank account number. Debit card purchases and debit card payments must post during the fee period to be counted toward the total of 10 or more. Do not share your account number with others unless you trust the connection they make with your Bank of America account. They are available a dime a dozen – branded Gold, Silver, Green, High Interest, Free, Student, Sports Teams, etc. Take a look at the image below and see the bottom left where you can find your bank routing number on a check. Compare Banner Bank's Basic Checking, free Connected Checking, and Banner's Best Checking accounts. Ally on July 9, 2018 at 10:02am. Like a bank, but Simple. Arvest offers a variety of personal checking accounts to allow you to bank your way. You would need to contact your bank for that information. Routing Number on Checks: The nine digit routing number is the first group of numbers on the bottom left corner of your check. The routing number for checking accounts is printed on checks. If you'd like to open your account and bank with us in person, stop in at your closest Capital One location. Offer available for new Kiwibank home loan lending applied for between 7 - 20 October 2019. Bank checking account - it's easy to do. > Plenty of accounts and Email id addresses on here for you to enjoy. However, my motto is if something doesn't feel secure, think twice. There will also be a routing number provided, and you can use the two numbers to make deposits and withdrawals. tend to be between six and sixteen digits. Prosperity Bank delivers real-time interactive account information solutions to our customers through our Online Banking Solution. Who Can Be an Account Beneficiary?. 24/7/365 customer care. NBH Bank operates under multiple trade names in multiple states. Opening a bank account is easy with a valid photo ID, a few personal details — including your name and Social Security number — and a deposit. Simple 3 step online process. O BOX 2861 SAFAT 13029 KUWAIT Phone Number 1888225 Fax Number 22610084. ) Account Number (Required): (Only one per form) Account Registration/Title: Social Security/Tax ID Number:. Get routing numbers for Wells Fargo checking, savings, prepaid card, line of credit, and wire transfers or find your checking account number. bank account using their e-mail or U. Here is How do I know my debit card account number? I am wonedring that what you want to know your bank account no. Avoid monthly checking account fees with an Essential Checking Account. You should be free to have as many transactions in your account as you need, and to. com! In order to open an Ally account, you must be either a US Citizen or Legal Permanent Resident with a valid Social Security number and US street address. Shop around to see if banks offer any perks for small business owners. com and clicking on the last four digits of your account number that appear above your account information. au or from a participating Western Union agent location. And when it happens, it can be extremely annoying and time-consuming for the customer, who often ends up having to set up a whole new bank account, with a new account number. 3 Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. In Guam and Saipan: Call our 24-Hour Customer Service Center toll-free: 1-877-553-2424. - Based customer service and 60,000 no-fee ATMs in the U. United Bank checking accounts Check out some of the details of our accounts below or get started and apply today for your very own United Bank checking account. What’s New; Savings & Deposits. your Account number in Canada]. ACCESSbank is a locally owned Omaha bank that specializes in consumer & commercial banking. Terms and conditions apply. We offer a wide range of banking and lending services for businesses and individuals. Flexible transaction, savings and investment bank accounts and banking cards let you manage your money your way. If you need a bank routing number for your savings account or IRA, call U. I have a wrong Bank account number updated in my UAN along with a wrong name. (with Country Code), and your PAN or Date of Birth details. If you'd prefer to bank online-only, you can make deposits and transfers using the Capital One mobile app, one of our deposit-taking ATMs, or by. Checking, savings, investments, mortgage, loans, insurance. (New Window) Japan Post Insurance Co. New to Royal Bank of Scotland? If you're new to Royal Bank of Scotland, we'll post your Visa debit card and PIN separately within a few days of opening your account. Offer only applicable to deposits made in the Eligible eSavings Account within 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”), on a total maximum of $500,000. Bank location where your account was opened. SAP Bank Account Tables. Legally, you must authorize any ACH transaction in or out of your bank account. BET in association with NetSpend proudly introduces the Control Prepaid MasterCard. Prosperity Online Banking enables our customers to connect with us via the Internet 24 hours a day, 365 days a year with state of the art precision that affords new levels of functionality, security and ease of. That number helps other banks transfer money to and from checking accounts for transactions like direct deposit and automatic bill payments. 360 Checking accounts are available both online and in person at Capital One locations. If you own a UK-registered business, a Monese business current account is fast and easy to open, comes with a free contactless card, and lets you make cross-border payments quickly and at great rates. They told me it is the same 19 digit account number! of course it is not accepted online and shows as invalid, and after doing some research it should start with EG, my account number just contains numbers only. Other ATM fees may apply. Before filing for divorce you should create a list of all your personal and joint accounts. Firstmark Credit Union (formerly San Antonio Teachers Credit Union) is a member-owned, locally controlled not-for-profit financial cooperative. Please consult the privacy and information secuirty policy on the third party website if you have any concerns or. Head Office, ICT SYSTEMS DIVISION, 9th floor, 34 Dilkusha C/A, Dhaka-1000 | Designed & Developed IT Team, ICT SYSTEMS DIVISION, Rupali Bank Ltd. To set up direct deposit, you will need to know the branch, institution, and account number for your bank account. Low Rates * For Big Plans. OTP based aadhaar seeding and authentication of accounts. Test card numbers. RBC Royal Bank Chequing or Savings Account. Simple 3 step online process. Once connected, you will see all of the accounts you have at this bank. You'll need to use your 13-character accounts office reference number as. Learn if your bank is insured, View locations, Review a bank's history, Get summary information. It is possible to calculate IBAN from an existing bank account number by using online IBAN Calculator. 306-089 The next seven digits make up your account number - e. Yet as long as you can prove your identity, you should be able to get a basic account – here, you're not credit-checked as strictly, so most can get one. Copyright © 2019 U. Switch today to get all the perks of the Ultimate Reward Current Account within seven working days. The bank routing number on your checks may differ from the list. To use it, you'll need the nine-digit bank routing number in addition to the account holder's name and account number. This is mainly used when you tell other people where your bank account is. Seattle Bank is proud to provide an unparalleled level of community banking services and responsive support to the businesses and residents of Seattle and Belltown. Bogus Calls - What you can do We have been made aware of some bogus automated calls being made in New Zealand, falsely claiming to be from HSBC. It can be up to 34 characters long and contains a two-character country code, two check digits, and the basic bank account number. Aside from visiting your bank's website, your bank's routing number is typically located on your personal checks. Why is my bank account dormant? What should I do if I do not understand a fee on my account? Why can't I access my funds? What is a Presentment Charge? What is Overdraft Protection? How do I find out what my daily ATM withdrawal limits are? How do I reduce my service charges? How do I access my account history? How do I certify a cheque?. You can also find your routing/transit number on the bottom of each of your checks — next to the number of your checking account and the check number. However, my motto is if something doesn't feel secure, think twice. Bank account for private assets or Please mark with a cross Business or other investor Note on statutory VAT: VAT ID No. Apply online through the IRS website, or by mail or fax by filling out a Form SS. Our Club series of accounts rewards your total banking relationship with discounts on additional services, such as IDProtect ® and AD&D Insurance. This third party website doesn't operate under the U. If you own a UK-registered business, a Monese business current account is fast and easy to open, comes with a free contactless card, and lets you make cross-border payments quickly and at great rates. ACH BANK & BRANCH CODE GUIDE Last updated: 27 September 2019 IMPORTANT NOTE: 1. Finding Your Routing Number on a Check. If you suspect that someone has gained access to important personal information such as your Community Bank account number or Social Security number, and may use that information for illegal purposes or to withdraw money from your account, immediately call the phone number on your account statement or contact your nearest banking center. 0001234 You can also see your BSB and account numbers on your bank statements or eStatements. (New Window) Japan Post Insurance Co. July 26, 2013. If you'd like to open your account and bank with us in person, stop in at your closest Capital One location. Answers about Bank Accounts Select from the following categories to get answers about checking, savings and other bank account questions. VirtualBank is a BankRate. We are writing new step by step guides every day for problems like this. Open an online bank account today. Lines are open 8am. Choose how you want to save with our Bank Accounts! From checking, savings and foreign currency accounts, to time deposits and customizable savings goals, there’s a right Security Bank account for you. Learn if your bank is insured, View locations, Review a bank's history, Get summary information. If you don't have our Banking app or a current account, call us on 0800 30 20 11 (UK) or +44 1793 65 67 89 (abroad). Using another bank’s ATM almost always means you pay a fee. Legal Ways to Locate Bank Accounts The following information has been compiled from various sources to aid law information, bank investigators, law firms and researchers who are in need to obtain checking account information for investigatory reasons only. com (opens in a new window); Your account number and sort code are shown on the 'Account summary' under 'Personal accounts'. Looking for a modern check processing solution? With features like check by phone, check by fax, client database, recurring check schedules you will love us!. This account is your Smartest Choice if you are interested in earning near CD interest rates on your checking account balance. You’ll just need your receiver’s full name and bank account info. The account number is unique for the bank, and assigned however the bank wants. 00257 596, 00202 899, 00212 369: Valid Canadian bank transit and institution numbers. Routing numbers are always nine digits and assigned by the American Banking Association. Hi SAP standrad provides bank account number digits maximum 18 only,i am looking for solution where china bank account number digits are 19 or 22 ,can any one tell me how to achive this,is there any OSS note for this or any work around solution. It says who and where they are — a sort of international bank code or ID. Securities offered through Raymond James Financial Services, Inc. We want to make banking easy. There are many people that have their bank account number stolen. 00 in Your Account at all times for the full calendar month for Everyday Transaction fees and monthly package fee (if applicable) to be waived. ACH transactions can be processed for a fixed rate cost while credit card interchange rates are based on a percentage of the total transaction amount. What’s New; Savings & Deposits. An FBO can be a special bank account set up where donations are made for someone, such as a child with a terminal illness or family with a crisis. We invest in our neighbors and communities, sponsoring free financial education that’s available online and in area schools. There will also be a routing number provided, and you can use the two numbers to make deposits and withdrawals. With their. All Citizens Bank deposit accounts are FDIC insured. We are not a commercial bank and do not offer banking services to the public. You can have your salary paid into it, set up direct debits and standing orders and negotiate an overdraft. What is the Automated Clearing House (ACH) number? For ACH transactions, please use the routing number for electronic transactions. Renasant Bank offers a wide variety of personal checking accounts, and finding the right one for your financial needs is easy. Click here for the link to the. We believe in creating positive experiences every day for our customers. Divisions of NBH Bank are not separately FDIC-insured banks. Answers about Bank Accounts Select from the following categories to get answers about checking, savings and other bank account questions. Please note that most banks charge for this service. mobile number, you can: Send money to almost anyone in the U. Perfect for everyday banking, for students or as a convenient second account. Experience Banner Bank's top-rated customer service for personal and business banking in the West. A "routing number" defines the bank (pretty much) but even within a particular routing number, the account numbers can be of different lengths. Click here for to continue to webcast. Chime is banking made awesome. Whether you need to set up. The check number is usually the last set of numbers on your personal check, but it could be switched in placement with the account number. tend to be between six and sixteen digits. This helps combat failed payments and costly administrative tasks. 24/7/365 customer care. For information on banking services visit any of our branches, or click here. Refer to your country-specific documentation on validation that the system performs on the bank account number for specific countries. Japan Post Group Japan Post Holdings Co. For example, in Axis Bank, the machine will display the name immediately after you enter the account number. 306-089 The next seven digits make up your account number - e. It is in pending status. We offer every category of check you could possibly needfrom personal bank checks to estate and business checks, to checks designed for the visually impaired. How to check Access Bank (Diamond) account Balance, number and BVN with any phone. Account Features: No Monthly Maintenance Fee. A wrong account number will generate an incorrect IBAN. The account number is a. You can pay HM Revenue and Customs (HMRC) by Faster Payments, CHAPS or Bacs. Whether you need to set up. Your routing number is printed in the bottom left corner of your checks, but you can also use our chart to look it up. Add or edit your bank account information. A bank's Routing Transit Number (RTN) is a 9-digit code used to identify your bank on checks, direct deposit, bill pay, and in other transactions. Tom Atkinson COMANY Bank 14 Edith Street, Hackney West, ZIP POST CODE] Dear [NAME, ex. There are several ways you can locate the number, so you can access it whether you're at home or on the go. Digit will save for & pay off your credit card debt. It's in the top right corner. This list should include all bank, credit union, credit card, savings, brokerage, and loan accounts. This is called “overdrawing” your account; use another bank’s ATM to get money. An FBO can be a special bank account set up where donations are made for someone, such as a child with a terminal illness or family with a crisis. Low Rates * For Big Plans. Select the billing account name with the associated bank account you want to verify. Lifestyle: Besides the innovative banking features, your IndusInd Bank account provides you the finest lifestyle and leisure privileges, such as discounts on movie tickets at BookMyShow, offers at leading spas, etc. Whether you prefer fast electronic banking on the go, desire added protection or want an account that pays interest, we have products with benefits to suit your needs. Open the Lockbox Bank Details window. Those numbers indicate the bank’s routing number, your account number and the individual check number. First National Bank One North Shore Center - Pittsburgh, PA 15212 Click here for mailing address and service of all legal documents. How to Find Your Bank Account Number. When paying by check, you are giving away your bank account and routing numbers, as well as your name and signature, and you are probably giving away your address as well. Don't miss a tip, Join my Tips & Tricks. Step One: Get the Account Number and Routing Number. One benefit per Club Lloyds account is available every 12 months. If you’re not sure, use Cumbernauld. How to access online banking and what the fees are. Radius Bank reserves the right to modify or discontinue this program at any time. All bank account numbers must have 10 digits with leading zeros at the beginning if the bank chooses to use fewer digits. How Do I Find my Bank Transit Number?. How to open US bank account as Non-resident Opening a Bank Account in the US for Incorporated Businesses without SSN and any travel to the US. You can also modify or cancel a scheduled payment until two business days before the payment date. Should the account number fail the new Habib Overseas Bank Limited CDV routine on page E-7 and the above exception code, and the most significant digit (left most digit) of the account number is zero, it is then assumed that this. With over 15,000+ five star reviews in app stores, our mobile app has everything you need with a simple, intuitive design. Driver's License to show proof of ID; Sometimes the receiving bank requires additional information. Use any 3-17 digit bank account number to go with them. 100% online and with no paperwork. Replace a lost or unpaid check. What’s New; Savings & Deposits. Both accounts must be in good standing. Bryan Derballa for Bloomberg Businessweek. To make money transfer, the NCC is used together with the bank account number of the recipient. REMEMBER: FSNB will NOT contact you asking for personal account information! Loan Department Whether you are looking for a new car, home, personal loan or maybe you are relocating, FSNB has the loans to meet your financial needs. Bank checking account - it's easy to do. Please be advised that by continuing you will no longer be subject to the protection of our privacy and security policies. Examples UPC. Savings-i Account; Nuri Savings-i Account. In TreasuryDirect, you conduct transactions online without personal assistance from us. You can find your sort code and account number on your Barclays debit card, bank statements, Online Banking and on cheques or paying-in book. 31st March 2008, let the two banks amalgamate to form a new entity called Baroda Uttar Pradesh Gramin Bank with its Head Office in Raebareli. Pick from personal checking account options that help you stay on budget, earn interest and combine digital access with traditional banking. When you link your bank account to your PayPal account, you can make online payments. Why does my mobile wallet account number differ from my PayPal Mastercard® credit card account number? What does a Google Pay virtual account number mean? How do I add a mobile number to my PayPal account? How do I find my routing number or account number to set up direct deposit? What is the credit limit on my PayPal Credit account?. Details and Financials - ID Institution Directory (ID). Take a look at the image below and see the bottom left where you can find your bank routing number on a check. com and clicking on the last four digits of your account number that appear above your account information. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account. It is impossible to know the name with the account number. This way, all bank electronic reading equipment can read and process your account number on the bottom of your check. Use this checklist to help you gather the information you’ll need to open an account and understand your choices. Welcome to Indian Banks Website. The bottom line of every bank check is preprinted with numbers that contain important information that the banking system uses to process checks and transfer funds between accounts. Terms and conditions apply. Your specific routing number and account number can be found at the bottom of your checks. This is called “overdrawing” your account; use another bank’s ATM to get money. Use this guide to learn some simple things you can do to keep your online account protected against fraud. If you don't have our Banking app or a current account, call us on 0800 30 20 11 (UK) or +44 1793 65 67 89 (abroad). You are now leaving our website and entering a website hosted by another party. Contact your bank or credit union to get the original amounts in chronological order. Get routing numbers for Wells Fargo checking, savings, prepaid card, line of credit, and wire transfers or find your checking account number. Beyond this, a bank account can show lenders that you're financially healthy and not a borrowing. Giving your account and routing number to a business you have established a relationship with is typically fine, but always be cautious giving out your bank information in order to protect yourself against fraud. Transfer Funds to Another Person Send a Person to Person transfer without knowing their account information. The IBAN examples and IBAN formats displayed on this website are based on the SWIFT IBAN Registry. Using your bank or credit union’s ATM might be free. All you need to do is fill in your name and personal information and possibly tailor it a little bit to meet your exact needs. After logging in to Online Banking, please click on the Account Services tab or the Messages button to send a secure message. account numbers. Looking for a bank account with a better overdraft rate, higher interest, cashback or other benefits? We compare current accounts from 4 banks, including high street banks and new challenger banks. A creditor or collection agency doesn't have to have your exact bank account information to freeze and garnish funds from your bank. You can send money directly to your receiver's bank account through westernunion. You can find your routing number by signing in to chase. Our page shows the options you have of a loan at the moment. Online Banking Registration. Choose your recipient and select Continue. McKinley Bank is a community bank located in Fairbanks, Alaska. Business bank accounts with a personal touch for all types of business, from start-ups to commercial banking. Bryan Derballa for Bloomberg Businessweek. To open a personal bank account in Hong Kong all that's typically required is government ID, proof of address, and a valid visa. What are the costs for a bank account search? The costs to find bank accounts and hidden assets depends on several factors. I would like to transfer dollars internationally from an off shore account to my TD Bank account. 24/7/365 customer care. The interest is an annual interest rate. Here is some info from the FTC that can help keep you protected—along with resources to help you report and recover from identity theft if you believe you’ve been compromised. IBAN stands for International Bank Account Number. Your account number may be broken up by symbols on your cheque. We believe in creating positive experiences every day for our customers. Your IBAN (International Bank Account Number) You can usually find all these details on your bank statement, or by asking your bank. A full-service community bank that serves neighborhoods in Chicagoland and offers retail banking, real estate lending, trust, investments, wealth management and business banking. ® to Present at Keefe, Bruyette, & Woods Annual Community Bank Conference. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. Applying for an account from overseas. Prosperity Bank delivers real-time interactive account information solutions to our customers through our Online Banking Solution. What is the Automated Clearing House (ACH) number? For ACH transactions, please use the routing number for electronic transactions. It is also normally printed on the first page of a bank savings account passbook. I have a wrong Bank account number updated in my UAN along with a wrong name. Welcome to Small Business Bank, home of FREE Business Checking. Chime is one of the fastest-growing bank accounts in America When you open a bank account online with Chime, you get a Chime Visa® Debit Card, a Spending Account, and an optional Savings Account - all managed through a beautifully designed mobile banking app. The IBAN examples and IBAN formats displayed on this website are based on the SWIFT IBAN Registry. A wire number also known as a wire transfer routing number is used to tranfer funds remotely into your account. c) The following information should be completed into the SWIFT/ foreign payment request: Field Descriptions. From simple transactions to complex financing solutions and business succession plans, United Bank is there for your business. AADHAAR 15 digit Bank Account Number 12 digit AADHAAR Number; where "AADHAAR" is the keyword for sending the message. Learn if your bank is insured, View locations, Review a bank's history, Get summary information. Send money using your recipient's mobile number, email address or account number, send money securely to your recipient's bank account - even if they don't bank with East West Bank. IndusInd Bank brings you 'My Account My Number' – a first-of-its-kind banking feature that gives you the freedom, flexibility and convenience to choose the account number of your choice. Thank you for visiting Fidelity Bank. Check a bank account number for correctness before transferring money to it. It merely needs to know the name of your financial institution. In reply to Gregg, Avon, CT. You might need a routing number to arrange a direct deposit to your bank account or receive a wire transfer. The fact-checkers, whose work is more and more important for those who prefer facts over lies, police the line between fact and falsehood on a day-to-day basis, and do a great job. Today, my small contribution is to pass along a very good overview that reflects on one of Trump’s favorite overarching falsehoods. Namely: Trump describes an America in which everything was going down the tubes under  Obama, which is why we needed Trump to make America great again. And he claims that this project has come to fruition, with America setting records for prosperity under his leadership and guidance. “Obama bad; Trump good” is pretty much his analysis in all areas and measurement of U.S. activity, especially economically. Even if this were true, it would reflect poorly on Trump’s character, but it has the added problem of being false, a big lie made up of many small ones. Personally, I don’t assume that all economic measurements directly reflect the leadership of whoever occupies the Oval Office, nor am I smart enough to figure out what causes what in the economy. But the idea that presidents get the credit or the blame for the economy during their tenure is a political fact of life. Trump, in his adorable, immodest mendacity, not only claims credit for everything good that happens in the economy, but tells people, literally and specifically, that they have to vote for him even if they hate him, because without his guidance, their 401(k) accounts “will go down the tubes.” That would be offensive even if it were true, but it is utterly false. The stock market has been on a 10-year run of steady gains that began in 2009, the year Barack Obama was inaugurated. But why would anyone care about that? It’s only an unarguable, stubborn fact. Still, speaking of facts, there are so many measurements and indicators of how the economy is doing, that those not committed to an honest investigation can find evidence for whatever they want to believe. Trump and his most committed followers want to believe that everything was terrible under Barack Obama and great under Trump. That’s baloney. Anyone who believes that believes something false. And a series of charts and graphs published Monday in the Washington Post and explained by Economics Correspondent Heather Long provides the data that tells the tale. The details are complicated. Click through to the link above and you’ll learn much. But the overview is pretty simply this: The U.S. economy had a major meltdown in the last year of the George W. Bush presidency. Again, I’m not smart enough to know how much of this was Bush’s “fault.” But he had been in office for six years when the trouble started. So, if it’s ever reasonable to hold a president accountable for the performance of the economy, the timeline is bad for Bush. GDP growth went negative. Job growth fell sharply and then went negative. Median household income shrank. The Dow Jones Industrial Average dropped by more than 5,000 points! U.S. manufacturing output plunged, as did average home values, as did average hourly wages, as did measures of consumer confidence and most other indicators of economic health. (Backup for that is contained in the Post piece I linked to above.) Barack Obama inherited that mess of falling numbers, which continued during his first year in office, 2009, as he put in place policies designed to turn it around. By 2010, Obama’s second year, pretty much all of the negative numbers had turned positive. By the time Obama was up for reelection in 2012, all of them were headed in the right direction, which is certainly among the reasons voters gave him a second term by a solid (not landslide) margin. Basically, all of those good numbers continued throughout the second Obama term. The U.S. GDP, probably the single best measure of how the economy is doing, grew by 2.9 percent in 2015, which was Obama’s seventh year in office and was the best GDP growth number since before the crash of the late Bush years. GDP growth slowed to 1.6 percent in 2016, which may have been among the indicators that supported Trump’s campaign-year argument that everything was going to hell and only he could fix it. During the first year of Trump, GDP growth grew to 2.4 percent, which is decent but not great and anyway, a reasonable person would acknowledge that — to the degree that economic performance is to the credit or blame of the president — the performance in the first year of a new president is a mixture of the old and new policies. In Trump’s second year, 2018, the GDP grew 2.9 percent, equaling Obama’s best year, and so far in 2019, the growth rate has fallen to 2.1 percent, a mediocre number and a decline for which Trump presumably accepts no responsibility and blames either Nancy Pelosi, Ilhan Omar or, if he can swing it, Barack Obama. I suppose it’s natural for a president to want to take credit for everything good that happens on his (or someday her) watch, but not the blame for anything bad. Trump is more blatant about this than most. If we judge by his bad but remarkably steady approval ratings (today, according to the average maintained by 538.com, it’s 41.9 approval/ 53.7 disapproval) the pretty-good economy is not winning him new supporters, nor is his constant exaggeration of his accomplishments costing him many old ones). I already offered it above, but the full Washington Post workup of these numbers, and commentary/explanation by economics correspondent Heather Long, are here. On a related matter, if you care about what used to be called fiscal conservatism, which is the belief that federal debt and deficit matter, here’s a New York Times analysis, based on Congressional Budget Office data, suggesting that the annual budget deficit (that’s the amount the government borrows every year reflecting that amount by which federal spending exceeds revenues) which fell steadily during the Obama years, from a peak of $1.4 trillion at the beginning of the Obama administration, to $585 billion in 2016 (Obama’s last year in office), will be back up to $960 billion this fiscal year, and back over $1 trillion in 2020. (Here’s the New York Times piece detailing those numbers.) Trump is currently floating various tax cuts for the rich and the poor that will presumably worsen those projections, if passed. As the Times piece reported: